Prepare for the 2024 Hurricanes Season: Insurance Agent's Guide for Florida

As we, Price Trust Insurance, launch our new property and casualty agency here in Miami, FL, we find ourselves coinciding with the start of the 2024 hurricane season. With predictions pointing towards an above-average season, it's crucial for our community to be well-prepared. The National Hurricane Center anticipates an active season with up to 25 tropical storms, of which eight to thirteen could become hurricanes. Notably, four to seven of these might escalate to Category 3 or higher. Here's how you can ensure your safety and protect your property during this potentially tumultuous time.

Prepare Ahead: Key Steps to Take Before the Storm

1. Create or Review Your Emergency Plan:

Ensure your family has a clear plan in place. Identify evacuation routes and know where the nearest shelters are, including special needs and pet-friendly options if applicable.
Keep a list of emergency contacts handy.

2. Stock Up on Supplies:

Take advantage of Florida’s Disaster Preparedness tax holiday from June 1 through June 14. Purchase essential items like candles, flashlights, batteries, portable generators, and non-perishable food without paying sales tax.
Make sure to have enough water, medications, and other necessities to last at least a week.

3. Secure Your Property:

Install hurricane shutters or protective panels on windows and doors.
Bring outdoor furniture and garden items inside or secure them.
Moor small boats or move them to safer locations.
Fill your car’s gas tank and any spare containers.

Stay Safe During the Hurricane

1. Stay Informed:

Continuously listen to updates from reliable sources like NOAA.
Do not be deceived by the calm eye of the storm; the dangerous part may still be coming.

2. Shelter in Place:

Remain inside in a safe room away from windows.
If your home starts to collapse, cover yourself with a mattress and shelter in the bathtub if possible.
Keep pets secured and avoid using the phone unless it's an emergency.

3. Electrical Safety:

Disconnect circuit breakers before power is lost. Leave one light on to know when power is restored.

After the Storm: Recovery and Safety

1. Wait for Official Clearance:

Do not go outside until authorities confirm it’s safe.
If evacuated, only return home when roads are declared safe.

2. Assess and Report Damage:

Inspect your home for damage inside and out.
Contact your insurance agent promptly to report any losses.

3. Exercise Caution:

Avoid downed power lines and standing water.
Follow all emergency orders and take care while making repairs or clearing debris.

Take Advantage of Community Resources

Miami offers several resources to help residents prepare and recover from hurricanes. Utilize the tax holiday to stock up on supplies and stay tuned to local news for updates and guidance. Remember, preparation is key to minimizing the impact of a hurricane on your life and property.

As your trusted property and casualty agency, we are here to assist you in safeguarding your home and assets. Contact us today to review your insurance coverage and ensure you’re fully protected this hurricane season.

Stay Safe, Stay Prepared

Hurricane season can be daunting, but with the right preparation and resources, we can weather any storm together. Don’t wait—take steps now to protect yourself, your family, and your property. Stay safe, Florida!

For more detailed guidance, see our Supply Kit Checklist and the Tax Information Publication on the 2024 Disaster Preparedness Sales Tax Holidays.